机遇与危机 (pronounced Jīyù yǔ wéijī)

 

The Chinese word for ‘Crises’ is comprised of two characters, one meaning danger, and the other meaning opportunity.

While financial markets see danger in a slowing economy and the Covid-19 threat (Corona Virus), we see opportunity. Opportunity to repay your loans when interest rates are at a historical low. Now is the time to consider debt repayment strategies which accelerate repayment of your loans. It’s time to revisit and re-think those stubborn interest only loan facilities that have lingered for years and to get them paid off. Money has never been cheaper… so don’t borrow.

We are seeing the major Banks (and others) offering some fantastic deals on quality assets to quality clients. In fact, it is starting to resemble a price war in some instances. Banks are aggressively buying the business they like, and some Banks are better at different asset classes than others. We are on the front lines of this evolving trend and negotiating fantastic outcomes for our valued clients. People, just like you. This makes it easier to pay off your debts, make your assets work harder and deliver greater returns.
This is true both on Commercial debt as well as home loans. In many instances, the rates are under 3% per annum, and sometimes in the mid 2%’s. This is the time to take stock of your balance sheet and put in place strategy’s for debt reduction. Use this cheap cost of money to amortise your debts rather than continuing to accumulate them. Your personal circumstances will be taken into account when providing specific advice, and we understand that every individual case is unique which is why we tailor our debt solutions to suit your needs and investment goals.

Some stand out loan offers at the moment are:

• $4000 Refinance bonus on home loans – this offer is available for new refinances of home loans over $250,000 or more. The offer is valid for the period of 1 January 2020 to 30 June 2020 inclusive.

• A business term loan of 3.50% p.a., up to $1m for a 2 year term. You only need to provide your latest BAS (business Activity Statement) to verify income so no financial statements are required. Applications must be submitted by 31st March 2020.

Speak to us to find out more and for details of the terms and conditions.

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